Hot Tips

Money Saving Tips For The Traveler

Follow these easy tips to save money on your next family trip

Sense of adventure? Check.

Temporary freedom from work? Check.

Loads of expendable cash?


Lack of funds can often derail travel plans or even make the idea of travel seem daunting. Fortunately, you’ve come to the right spot. Welcome to HotMama’s Money Saving Tips, where you don’t have to have a big income to travel like you do. Here are my top 5 money saving tips.

1. Travel Reward Cards:

This is your ticket to free stuff like airfare, rental cars, hotels, etc. Many hotel chains, airlines and restaurant chains have reward club cards that are free to sign up, but yield really awesome perks and exclusive deals.

Free Reward Cards/Programs:

These cards are offered by restaurant or hotel groups. They are usually free to sign up and you simply earn rewards every time you dine or book stays with their brand. Basically, you gain things for your travels when you buy everyday things or simply signing up with your email address. For instance, my Mlife card is my golden ticket to Las Vegas. I earn points when I gamble, when I eat and when I stay, resulting in extremely reduced room rates as well as food, drink, gambling credit and discounts. You can see how useful these rewards are on my Las Vegas post, HERE. I think I am signed up with every hotel and restaurant rewards group there is, because they really are beneficial to saving money. I often get free meals and free stays, adding up to hundreds in savings. In fact, I will be using and earning major rewards with Best Western Plus this summer as we travel the country for two months! Stay tuned for more information on that big adventure.

Travel Credit Cards:


Credit cards that earn you airline miles are great and have saved me a ton as I jet set around the world with my big crew. Now, the key is not to get in trouble buy getting your balance larger than you can pay-off. I know, it is tough for me too. What you want to do is use your card with the best rewards like a debt card, but only spend up to what you actually have in your bank account, not you available credit. This way you can earn rewards by purchasing the everyday necessities you had to buy anyway and the pay the balance off at the end of the month with you actual money from you checking account. This keeps you out debt, but the perks rolling in. Also, pay attention to bonus miles promotions. You will be surprised how fast you can earn free flights.

Foreign Transaction Fees

If you plan on traveling internationally, getting a travel card that has zero foreign transaction fees. What is a transaction fee? Well, most credit cards charge 3% every time you use your card in another country. It sounds small, but it can add up. When I travel aboard I don’t even bring cash. Instead, I use my card and avoiding having to convert cash or deal with transaction fees.

For more information on choosing the right travel credit card for you, I recommend checking out Nomadic Matt, HERE and The Points Guy, HERE.

2. Flight Tracking Sites:

Why spend more on your flight if you don’t have to? Airfare is expensive, but there are ways to save. On SkyScanner you pick the flight you want and set the price you would like to pay. Saving you time from constantly checking your flight, you will be alerted when your flight has reached your ideal price. Google Flights is my obsession. I actually learned about it from Nomadic Matt,  HERE. He has great tips for traveling for minimal costs. Okay, back to Google Flights. This tool allows you to check a variety of airlines at once as well as alerts you if flying in or out on a different day or time will save you money. This allows to adjust travel plans to save on airfare. You can also check the calendar to find the cheapest dates to fly. I LOVE it!

3. Avoid prime season and weekends (if possible):

I can’t even tell you how much I have saved by traveling during the week and silently during off-season. If you travel at the beginning or the end of off-season, the weather is usually great, the crowds are gone and it’s just a much more enjoyable experience all around for a fraction of the price. For instance, we saved a ton sailing on Disney Fantasy by traveling towards the end of off-season. To read more about on cruise experience, see my post, HERE.

4. Use Discount Bookings Sites:

These sites are great, because you save money as hotels, cruises, etc. need to fill rooms. allows you to check multiple sites at once, allowing you to save money and time. is the only site I use to book cruises. I’ve used them for years. I trust them and they have saved me up to 80% on cruises in the past. That’s why I am a cruise junkie. Travel Pirates are amazing and help you find the best update travel deals available.

5. Meal planning:

Research does wonders. I look up most (if not all) the restaurants online before I visit a location. I like to hunt for places that have awesome reviews, that are family-friendly and that have great happy hours, specials or coupons. Another way I save is by splitting meals. So often my eyes are bigger than my stomach and I order too much, but I have learned to split first and if I’m still hungry then I’ll order more. I make my kids split too. It is better to order more, if needed, than to get stuck paying for food they hardly touch. This method typically saves me up to 50% of my typical dining cost.

In that same respect, we don’t eat three meals a day in a restaurant. We will have a late breakfast/early lunch combo and which gives us more money for a fantastic dinner. We also try to book hotels that offer complimentary breakfast. Just saving on one meal a day can keep a lot of money in your wallet, especially if you are traveling for an extended period of time. Plus, some hotels offer great hot breakfasts, not just continental. Check out our incredible breakfast service at The Kirklee Hotel in Glasgow, HERE.

6. Avoid staying in hotels.

Finding alternative accommodations to traditional hotels or bed and breakfasts can be another great way to save money – especially during peak season or busy areas. There are many reasons for this. For example, demand drives up the prices of hotels, meaning that you aren’t always getting the best value for money when placing a booking. 

However, when you book a traditional hotel room, you won’t necessarily have access to a kitchenette area – meaning you have to eat out frequently. However, if you rent out a cottage, you’d have the entire property to yourself, which means you can cook at your ‘home away from home’ and save yourself a lot of money while doing so. While this means you’ll have to go grocery shopping, buying fresh, local ingredients and cooking up a storm is much cheaper than a restaurant bill! As such, you should look into kawartha cottage rentals when planning your next adventure. Not only are they a great way to save money, but they also give you a chance to get up close and personal with nature! 

That’s A Wrap!

The bottom-line is that travel doesn’t have to be expensive to be amazing. It is really about doing your research, using the right sources and planning around your budget. If done right, it is quite possible to travel for next to nothing. So no more excuses! Back your bags, grab the kids and go!

What money saving tips can you share?


I am a busy mama with 3 delicious babies and a serious itch for travel and writing (when I am not bartending, that is)! After graduating from Cal State San Marcos with a B.A. in Communications, I decided to start a family and pursue a career in freelance writing. I created HotMamaTravel as an outlet to do what I love while sharing useful travel tips and inspiration with others. Our mission is to show parents how to master travel with kids, while keeping your Saturday-night selves. We call it "Family travel...with a twist".


  1. Pingback: Travel with Kids |

  2. Pingback: 2015 Ready -

  3. Pingback: Glasgow with Kids |

  4. Pingback: 5 Steps to Easy and Enjoyable Family Vacations -

  5. Pingback: 26 Reasons I’m Thankful for Travel |

  6. Pingback: 10 Taboos Family Travelers Should Break |

  7. Pingback: Ready. Set. Go: Travel Preparation |

  8. Point No. 5 is a good tip… We often end up paying loads for food! It is one thing that never is pre-budgeted. Thanks for this write up!… 🙂

    • Seriously, food ends up being some of our biggest expense and because it is not something we pre-book we forget to add it to our budget.

  9. Pingback: 10 Ways Family Travel Differs from Couples Travel

  10. Pingback: Ultimate Guide to St Pete Beach with Kids - HotMamaTravel

  11. Pingback: Travel Is Not Free - HotMamaTravel

Write A Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Like my article?

Share it like it's hot!
I\'ll pass